Private sector credit boosts the Dominican economy with 9.1% growth
Bank financing has consolidated itself as a fundamental pillar for the development of the economy in the Dominican Republic. According to data analyzed by the Association of Multiple Banks (ABA), credit to the private sector experienced a year-on-year growth of 9.1% at the end of June 2026, reaffirming its role as an essential engine in the face of the complex international economic landscape.
This performance reflects a significant acceleration when compared to the close of 2025, when cumulative growth stood at 7.4%. In monetary terms, this capital injection during the first half of the year exceeded RD$80 billion, which represents a 1.0% contribution to the national Gross Domestic Product (GDP).
Projections and key sectors
The Central Bank expects this positive trend to continue, estimating that credit in national currency will reach an expansion of 10.5% by the end of 2026. This would translate into a financing flow of RD$149.818 billion, equivalent to 1.9% of GDP.
This increased momentum has been concentrated mainly in the commercial and mortgage segments, which evidences that the allocation of resources continues to support the activities that lead the expansion of the economy, such as construction, tourism, transportation, and private investment.
Association of Multiple Banks (ABA)
Confidence and strength of the financial system
The dynamism of credit has run parallel to an increase in public deposits, which went from 9.2% in December 2025 to 14.9% in June of this year. This increase of RD$257,124 million in the deposit base is seen by the ABA as a clear sign of citizens’ confidence in the local financial system.
Solvency and stability indicators
- Liquidity: The system maintains a liquid asset ratio of over 40%.
- Solvency: The index stands at 17.3%, well above the regulatory requirement of 10%.
- Delinquency: Remains stable, standing below 2.0%.
- Coverage: The non-performing loan portfolio has a coverage ratio of nearly 180%.
Despite a moderation in return on assets (2.4%) and equity (20.3%), the levels remain among the most outstanding in Latin America. The ABA explained that this strategy responds to prudent management in the face of global uncertainty, prioritizing the strengthening of capital and liquidity to absorb potential external shocks.
Finally, with an economic growth of 4.5% in the first semester and a projection close to 4.0% for the end of the year, the Dominican Republic positions itself with a resilience higher than the regional average, which is estimated at 2.0% for the current fiscal year.
