APAP’s Cero de Oro will raffle off 10 apartments and 40 million pesos

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APAP launches the new edition of the Cero de Oro with millionaire prizes

The Popular Association of Savings and Loans (APAP) has launched its iconic Cero de Oro campaign, consolidating itself once again as the most traditional promotion within the Dominican financial system. On this occasion, the entity has allocated a prize pool of over 40 million pesos, which includes the delivery of 10 apartments for its clients and members.

Under the slogan “APAP’s Golden Zero, the savings party,” the institution seeks to exalt financial discipline as a fundamental pillar to turn family dreams into tangible realities. Pedro Durán, Senior Vice President of Business at APAP, emphasized that this initiative is a recognition of the constant effort of those who keep their savings goals active.

Promotion details and mechanics

To participate in this highly anticipated promotion, APAP has designed a simple and dynamic ticket accumulation system, focused on rewarding the loyalty of its users:

  • Ticket generation for balance increases and maintenance in accounts.
  • Participation through the opening of new financial certificates.
  • Obtaining double tickets for accounts that are reactivated.
  • Special benefit for Somos program members, who will receive double tickets for both savings accounts and certificates of deposit.

Participants will be able to track their accumulated tickets digitally through the APAP mobile application, as well as at their physical branches or through the call center.

This edition highlights the daily effort made by thousands of people to achieve personal and family goals, recognizing financial discipline as a tool to transform projects into realities.

Pedro Durán, Senior Vice President of Business at APAP

Draw schedule

APAP’s commitment to its savers will be reflected in a total of 110 winners throughout the entire campaign. The raffle calendar is structured to take place on four key dates:

  • November 2026
  • December 2026
  • January 2027
  • February 2027

Those interested in knowing the legal terms and additional details of this promotion can access the official channels and digital platforms of the financial institution.

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